Flexible terms
We offer multiple loan terms and rates and leverage based on FICO.
Refine your long-term investment strategy with flexible borrower terms and a low-document process.
Flexible terms
We offer multiple loan terms and rates and leverage based on FICO.
Low-document process
Move quickly with no personal income verification required.
Streamlined technology
Our online dashboard paired with support from our team creates a simplified, reliable experience.
Adjustable Rate
Adjustable Rate
Fixed Rate
Options
Flexible terms
We offer multiple loan terms and rates and leverage based on FICO.
Low-document process
Move quickly with no personal income verification required.
Streamlined technology
Our online dashboard paired with support from our team creates a simplified, reliable experience.
Adjustable Rate
Adjustable Rate
Fixed Rate
Finance a new purchase, refinance a property you own, or free up cash in your portfolio with us.
Rates as low as 4.25%1
2-4 plex, detached-pud, and single-family properties2
Individual and entity borrowers eligible
No hard credit pull
Cash-out up to $500,000 after 4 months3
No prepayment penalty after 3 year
OF LOANS FUNDED
PROJECTS FUNDED
WHERE WE LEND
Best Digital Mortgage Product
2019 Fintech Breaktrhough Award
Forbes Fintech 50
2019 Forbes Fintech 50
2019 HW Tech100 Winner
2019 HousingWire
Best Loan Origination Platform
2021 Fintech Breakthrough Award
Forbes Fintech 50
2019 Forbes Fintech 50
2021 HW Tech100 Winner
2021 HousingWire
Best Digital Mortgage Product
2019 Fintech Breaktrhough Award
Forbes Fintech 50
2019 Forbes Fintech 50
2019 HW Tech100 Winner
2019 HousingWire
CARON BRACY
Real estate investor for over 3 years
More on Our BlogFAQs on Rental Loans
What states does LendingHome offer rental loans in?
We currently offer rental loans in AZ, CA, CO, CT, DC, FL, GA, IL, KY, MA, MD, MI, MN, MO, NC, NJ, NV, NY, OH, OK, PA, SC, TN, TX, VA, WA, and WV — with more coming!
Are you going to offer rental loans for other property types?
In addition to 2-4plex, detached-pud, and single-family properties, we are rapidly growing and plan to add additional property types soon.
Do you offer single or portfolio asset loans?
We currently offer single asset loans and are looking into the possibility of expanding into portfolio products.
What is a 5/1 ARM, 7/1 ARM, and 30-year fixed?
A 5/1 ARM, and 7/1 ARM are 30-year adjustable-rate mortgage products. Your rate will be fixed for the first five (5), or seven (7) years, then will change once (1) per year for the remainder of the mortgage. The change in interest rate is tied to a published index reflecting market conditions. We offer a fully amortized option for this product.
A 30-year fixed mortgage has the same interest rate for the entire duration of the loan.