Lendinghome Rental Loans
Grow your rental business
Refine your long-term investment strategy with flexible borrower terms and a low-document process.See Your Rate
About LendingHome Rental Loans
We support you as a landlord
Choose the mortgage option that best fits your investment needs and business growth.
Our terms are here to help
Finance a new purchase, refinance a property you own, or free up cash in your portfolio with us.See Your Rate
- 2-4plex, detached-pud, and single-family properties1
- Individual and entity borrowers eligible
- Minimum 640 FICO requirement
- Cash-out up to $500,000 after 6 months2
- No prepayment penalty after 3 years
- No hard credit pull
Rental Loan FAQs
What states does LendingHome offer rental loans in?
Are you going to offer rental loans for other property types?
Do you offer single or portfolio asset loans?
What is a 3/1 ARM, 5/1 ARM, 7/1 ARM, and 30-year fixed?
A 3/1 ARM, 5/1 ARM, and 7/1 ARM are 30-year adjustable-rate mortgage products. Your rate will be fixed for the first three (3), five (5), or seven (7) years, then will change once (1) per year for the remainder of the mortgage. The change in interest rate is tied to a published index reflecting market conditions. We offer a fully amortized option for this product.A 30-year fixed mortgage has the same interest rate for the entire duration of the loan.