Grow your rental business

Refine your long-term investment strategy with flexible borrower terms and a low-document process.

See Your Rate

 

Flexible terms

We offer multiple loan terms and rates and leverage based on FICO.

 

Low-document process

Move quickly with no personal income verification required.

 

Streamlined technology

Our online dashboard paired with support from our team creates a simplified, reliable experience.

5/1

Adjustable Rate

7/1

Adjustable Rate

30-year

Fixed Rate

Interest Only

Options

 

Flexible terms

We offer multiple loan terms and rates and leverage based on FICO.

 

Low-document process

Move quickly with no personal income verification required.

 

Streamlined technology

Our online dashboard paired with support from our team creates a simplified, reliable experience.

5/1

Adjustable Rate

7/1

Adjustable Rate

30-year

Fixed Rate

We support you as a landlord

Finance a new purchase, refinance a property you own, or free up cash in your portfolio with us.

 

  • Rates as low as 4.25%1

  • 2-4 plex, detached-pud, and single-family properties2

  • Individual and entity borrowers eligible

  • No hard credit pull

  • Cash-out up to $500,000 after 4 months3

  • No prepayment penalty after 3 year

Get Support

$7+ billion

 

OF LOANS FUNDED

32,000+

 

PROJECTS FUNDED

28 states

 

WHERE WE LEND

award_fintech_breakthrough

Best Loan Origination Platform

2021 Fintech Breakthrough Award

award_forbes_2019

Forbes Fintech 50

2019 Forbes Fintech 50

 

2021 HW Tech100 Winner

2021 HousingWire

award_fintech_breakthrough

Best Digital Mortgage Product

2019 Fintech Breaktrhough Award

award_forbes_2019

Forbes Fintech 50

2019 Forbes Fintech 50

 

2019 HW Tech100 Winner

2019 HousingWire

“LendingHome made the approval process smooth and seamless. Everything was done online with an easy-to-follow workflow that lets you know exactly where you are in the process. I'm looking forward to doing more business with LendingHome with their rental program—and I'm also going to be using them as a hard money lender.”

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CARON BRACY
Real estate investor for over 3 years

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Start your next success story with Rental Loans

 
See Your Rate

Get insights, how-tos, tips, and more

More on Our BlogFAQs on Rental Loans

What states does LendingHome offer rental loans in?

We currently offer rental loans in AZ, CA, CO, CT, DC, FL, GA, IL, KY, MA, MD, MI, MN, MO, NC, NJ, NV, NY, OH, OK, PA, SC, TN, TX, VA, WA, and WV — with more coming!

Are you going to offer rental loans for other property types?

In addition to 2-4plex, detached-pud, and single-family properties, we are rapidly growing and plan to add additional property types soon.

Do you offer single or portfolio asset loans?

We currently offer single asset loans and are looking into the possibility of expanding into portfolio products.

What is a 5/1 ARM, 7/1 ARM, and 30-year fixed?

A 5/1 ARM, and 7/1 ARM are 30-year adjustable-rate mortgage products. Your rate will be fixed for the first five (5), or seven (7) years, then will change once (1) per year for the remainder of the mortgage. The change in interest rate is tied to a published index reflecting market conditions. We offer a fully amortized option for this product.

A 30-year fixed mortgage has the same interest rate for the entire duration of the loan.

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  1. Rates and LTV are based on loan term, borrower qualifications, and property factors and are subject to change.
  2. Non owner-occupied rental properties only.
  3. Cash-out LTV based solely off of appraised value, not cost basis.