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Grow your rental business

Refine your long-term investment strategy with flexible borrower terms and a low-document process.

See Your Rate

Flexible terms

We offer multiple loan terms and rates and leverage based on FICO.

Low-document process

Move quickly with no personal income verification required.

Streamlined technology

Our online dashboard paired with support from our team creates a simplified, reliable experience.

5/1

Adjustable Rate

7/1

Adjustable Rate

30-year

Fixed Rate

Interest
Only

Options

We support you as a landlord

Finance a new purchase, refinance a property you own, or free up cash in your portfolio with us.

Rates as low as 3.875%1

2-4 plex, detached-pud, and single-family properties2

Individual and entity borrowers eligible

No hard credit pull

Cash-out up to $500,000 after 4 months3

No prepayment penalty after 3 year

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$7.8+ billion

OF LOANS FUNDED

35,000+

PROJECTS FUNDED

27 states +DC

WHERE WE LEND

Best Loan Origination Platform

2021 Fintech Breakthrough Award

Forbes Fintech 50

2019 Forbes Fintech 50

2021 HW Tech100 Winner

2021 HousingWire

“LendingHome made the approval process smooth and seamless. Everything was done online with an easy-to-follow workflow that lets you know exactly where you are in the process. I'm looking forward to doing more business with LendingHome with their rental program—and I'm also going to be using them as a hard money lender.”

caronBrachy

CARON BRACY,

Real estate investor for over 3 years

Start your next success story with Rental Loans

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 FAQs on Rental Loans

We currently offer rental loans in AZ, CA, CO, CT, DC, FL, GA, IL, KY, MA, MD, MI, MN, MO, NC, NJ, NV, NY, OH, OK, OR, PA, SC, TN, TX, VA, WA, and WV — with more coming!

In addition to 2-4plex, detached-pud, and single-family properties, we are rapidly growing and plan to add additional property types soon.

We currently offer single asset loans and are looking into the possibility of expanding into portfolio products.

A 5/1 ARM, and 7/1 ARM are 30-year adjustable-rate mortgage products. Your rate will be fixed for the first five (5), or seven (7) years, then will change once (1) per year for the remainder of the mortgage. The change in interest rate is tied to a published index reflecting market conditions. We offer a fully amortized option for this product.

A 30-year fixed mortgage has the same interest rate for the entire duration of the loan.

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  1. Rates and LTV are based on loan term, borrower qualifications, and property factors and are subject to change.
  2. Non owner-occupied rental properties only.
  3. Cash-out LTV based solely off of appraised value, not cost basis.