LendingHome is reimagining the mortgage process from the ground up by combining innovative technology with an experienced team. Our goal is to create a seamless, transparent process for homebuyers, real estate professionals, and investors.
We all dream of owning a home, but there’s something giving many of us pause—the thought of going through the obstacle course of getting a mortgage. It’s much harder than it should be to get a “home, sweet home” of our own. Why? Because the current process thrives on chaos and confusion. So much so that it leaves homebuyers overwhelmed and stressed out.
Should it really be this difficult to put a roof over your head? A roof that you own? No. And that’s why we’re here. We’re out to simplify the complex world of mortgages.
We know this is the moment you’ve been saving for. And we know buying a home is much more than a decision you live with—it’s a decision you live in. The path to homeownership is a big deal. So let’s fill it with clarity. With candor. And, in the process, let’s fill you with confidence. Let’s give you some control.
We have the expertise and online tools homebuyers need to put them on a path that seamlessly takes them from pre-approval to contract to closing. All with the straightforward information and honest guidance they need to feel involved and empowered along the way.
We’re LendingHome. We’re on a mission to revolutionize the world of mortgages and put the power, and the keys, where they belong—in your hands.
Congrats. You’re Home.
LendingHome has been fortunate to attract some of the best entrepreneurial minds on the planet.
Matt Humphrey Co-Founder, Chief Executive Officer
Matt started LendingHome in 2013 with the goal of building the best way to get a mortgage. Since then, he's worked hard to combine the best people and technology to completely reimagine the mortgage process from end-to-end. Matt is a serial entrepreneur who has founded 6 startups, including an e-commerce platform called HomeRun that was acquired for over $100M+ less than 18 months after launch. Matt was born and raised in Pittsburgh, PA, where he received a BS in CS and MBA from Carnegie Mellon after matriculating at age 13. While Matt still rents his place in San Francisco, he is excited that, when the time is right, he can now go through the entire home financing process online in a simple, fast, reliable way!
Robert Stiles Chief Financial Officer
Robert leads LendingHome’s financial operations and will be instrumental in taking the company through its next phase of business growth. He is a veteran financial executive with over 20 years of experience, including 10 years in residential mortgages. Prior to joining LendingHome, Robert was the CFO of Nationstar Mortgage Holdings, Inc. Additional experience within residential mortgages includes serving as Chief Financial Officer for Altisource Portfolio Solutions S.A. and Controller for Centerline Capital Group. With the help of his dad, Robert bought his first home at 19 to help finance his college education. Twenty years later when he bought his next home, he was disappointed to find there had been no improvement in the process.
Manvinder Saraon Chief Marketing Officer
Manvinder heads marketing to drive growth and help LendingHome become a leading financial services brand. He has more than 15 years of marketing leadership experience across multiple industries, including Executive in Residence at Maveron advising portfolio companies on growth, the first CMO at Kabam, and Head of Marketing of major product lines at Intuit. Manvinder remembers having to sign a stack of unfamiliar, jargon-laden documents when buying his own first home and aims to improve this experience for LendingHome’s customers.
Adil Ajmal Chief Technology Officer
Adil runs Technology, Product, the Investor Platform, and Consumer Mortgage Lending. He is especially enthusiastic about innovating in a space that was overdue. Previously, Adil was the CTO / VP Engineering at TenMarks Education, an Amazon Company, where he built the entire technology and product organization. He was also VP of Engineering at Posterous, scaling the company leading to its acquisition by Twitter, and held leadership positions at Intuit, United Online (PhotoSite), Homestead, and Razorfish. On the afternoon that Adil was supposed to move into his first home, his closing was delayed and he couldn’t move in for three days—an experience he is working to ensure LendingHome’s customers never have to go through.
Cynthia Chen Chief Risk Officer
Cynthia assesses and mitigates significant risks across LendingHome. She is passionate about using big data and cutting edge models to automate the underwriting process and deliver fast credit decisions to customers. Previously, she was VP, Head of Risk Management at OnDeck Capital, where she developed the entire risk organization and provided risk leadership during the company's first securitization transaction, Series E financing and IPO. She has also held roles at Capital One and Deloitte. When Cynthia was refinancing her home, her mortgage originator failed to honor the rate lock at the last minute, making her realize the mortgage process was ready for an evolution.
Derek Sidebottom Chief People Officer
Derek leads the Employee Success team at LendingHome, ensuring that LendingHome's entrepreneurial culture thrives as we grow. He is a 20 year talent veteran with expertise ranging from Series A to public companies, with deep background in scaling technology companies (AI, Big Data, Gaming, Mobile, Consumer Software). Derek bought his first home in Canada at the age of 27. When he came to the US and decided to buy he was surprised by how complicated and manual the process was. He is thrilled to help LendingHome make the mortgage process much more streamlined for millions of people who want to invest in the dream of homeownership.
Bob Olson Chief Customer Officer
Bob leads the teams who are responsible for ensuring that every customer who comes to LendingHome for a mortgage has an outstanding experience. Bob thinks that getting a mortgage should be part of the excitement of homebuying and believes that LendingHome can create that experience for its borrowers. He previously served as the Chief Customer Officer at both GoDaddy and IO, where he led global sales, marketing and human resources teams to drive customer-centric growth.
Marc Geredes SVP Mortgage Operations
Marc works to ensure that all functions--from Underwriting to Servicing--operate smoothly and effectively so that our customers have a seamless mortgage experience. He brings 30 years of mortgage experience to his role as SVP of Mortgage Operations. He spent most of his career at First Franklin, one of the country’s largest mortgage lenders, as COO, President, and eventually CEO. A true entrepreneur, Marc has since built mortgage companies from the ground up, including a tech-enabled mortgage platform designed to increase reliability and decrease cost of the production process. When he bought his first home, Marc was already a licensed loan officer, but his real estate agent still had to convince him that borrowing a down payment from his grandmother was worth it in order to own. He believes LendingHome will be a powerful resource to answer questions like this for first-time homebuyers.
Katie Eichten SVP Capital Markets, Consumer
Katie makes sure all borrowers love the experience they have when they apply for a mortgage with LendingHome. This is Katie’s fourth mortgage startup. She has run Capital Markets, Operations and Compliance, and loves to help build businesses. But throughout her many years in the mortgage business, no firm has ever built the right tech solution to create a better experience for homebuyers. The last two times Katie refinanced her house, it took 70-75 days despite her deep knowledge of the process. That made her realize how tricky it could be for a first-time homebuyer who has never been through the experience before.
Paul Stockamore VP Capital Markets
Paul works closely with LendingHome’s investors, providing them with quality investment opportunities and attractive yields. He helps to guarantee that there is always funding available for LendingHome’s borrowers. Before LendingHome, Paul was a Senior Vice President at Fortress Investment Group, where he was responsible for investments in mortgage servicing rights and distressed residential whole loans. He was also a Vice President at Nomura Securities, where was responsible for structuring and trading commercial mortgage-backed securities.
Joshua Stech VP Business Operations
Josh works across teams to reduce costs and remove friction for customers during the mortgage process. He believes that LendingHome can finance the revitalization of communities, offer individual investors a turnkey way to generate returns, and facilitate the most important purchase most American families make. Josh previously co-founded Purpose Built Investments (PBI), a boutique real estate private equity firm. Over the course of more than 900 transactions, he acquired deep knowledge of residential real estate equity and debt investing. Josh originally intended to renovate and flip the home that became his first, but when he saw how perfect the huge backyard would be for his dog, he decided to move in.
Ray Williamson VP Mortgage Operations
Ray and his team work to get a loan to close on time by valuing, processing, underwriting, and closing. He is able to see firsthand how LendingHome’s commitment to using technology will improve a homebuyer’s experience. Ray has been in the mortgage and financial services industry for more than 25 years in both sales and operations roles. When Ray bought his first home in San Diego, his parents and in-laws helped with the down payment, allowing him to enter the world of homeownership. Although their help was structured as a gift, he and his wife paid the full amount back over four years.
Rick Bachman VP Compliance
Rick works across LendingHome to design policies, processes and systems that ensure customers can rely on LendingHome to provide them with loans that meet state and federal requirements. LendingHome provides Rick with the opportunity to build a compliance program from the ground up using his 20 years of industry experience, which includes senior compliance roles at Wells Fargo and Bank of the West. When Rick bought his first home, he learned the importance of knowing how to do work on a house, from laying tile to fixing a flooded basement. Creating a safe environment for his family has always been his top priority.
Mark Lee VP Legal
Mark works to ensure that LendingHome is taking all necessary legal measures in order to mitigate our risk and continue our rapid growth. He brings 22 years of experience to his role as VP of Legal. Prior to LendingHome, he advised private and public companies on transactional matters, including debt financings, asset-backed lending programs and securitizations and also served as Chief Legal Counsel for Ridge Capital Group, a nationwide premium finance lender. Mark recently refinanced a few of his investment properties and the process was so antiquated and time consuming that the rate locks expired before they could close, even further proving the need for an innovative lender like LendingHome.
Ellen Wang VP Modeling and Analytics
Ellen heads up Analytics and Modeling at LendingHome to ensure all functions are making data driven decisions. She is a big believer in analytics based decisioning and portfolio management and is particularly passionate about process automation and simplification through big data and innovative modeling. Before joining LendingHome, Ellen was a Senior Director at LendingClub, where she led core product credit strategy and portfolio management. She was also a Director at Springleaf Financial, building the instant decisioning engine from scratch, and held various positions at Capital One. It took Ellen longer to close on her first home than it took to find it! She is excited to be a part of a team at LendingHome will make the process easier for first time homebuyers.
Feng Wang VP Capital Markets
Feng ensures that LendingHome delivers quality assets to its investors while also making sure that LendingHome always has capital to continue funding its borrowers. Feng was one of the earliest people at LendingHome and was instrumental in the development of the firm’s initial loan products and investor partnerships. Previously, he was VP of Mortgage Trading and Investments at Cerberus Capital, where he engaged in MBS securities trading, portfolio hedging, and risk reporting. Before Cerberus, Feng worked at BlackRock. He hasn’t bought his first house yet, but is excited to use LendingHome’s platform when he does.
Our advisors help us make LendingHome better by providing their deep expertise on areas from Risk to Capital Markets.
Chaomei Chen Corporate Risk Advisor
Chaomei joined LendingHome in early 2016 as Interim CRO and continues her mentorship as the company's Chief Risk Advisor to help build a best in class culture of corporate risk management. She served as LendingClub’s Chief Risk Officer from 2011 to 2015, leading their risk management function. She has also held roles as the Chief Credit Officer at Providian Financial Services and Fleet Credit Card Services. Chaomei has managed more than 2,500 staff and a risk portfolio valued at more than $20 billion. She brings over twenty years of experience in risk management and risk operations to her role as LendingHome’s Corporate Risk Advisor.
Scott Bommer Capital Advisor
Scott fueled LendingHome's early growth with the platform's initial equity and debt investments and has been hugely instrumental as a Capital Markets Advisor ever since. Most recently, he was the Founder and President of SAB Capital Management, LP. Prior to SAB, he worked as a Portfolio Manager at Siegler, Collery & Co., and in the early days of his career he was an Associate at McKinsey & Company, and an Analyst at Goldman Sachs. Scott is the Director of Robin Hood Foundation and Arden Holdings Limited.
Bill Trenchard Business Advisor
Bill has been a Founding Advisor to LendingHome since day zero when a series of conversations about alternative mortgage with Matt and James sparked the company's creation. Before joining First Round Capital in 2012, Bill led LiveOps to $100 million in sales and hundreds of employees as the industry’s leading cloud contact center. He also founded Jump Networks, a leading web calendar and personal organizer acquired by Microsoft. Bill has made investments in category killing companies including Uber, IronPort (acquired by Cisco), Adroll, PowerSet (acquired by Microsoft), Lending Club, HomeRun (acquired by Rearden Commerce), Tapulous (acquired by Disney), Slide (acquired by Google), and Chegg. At First Round, he has led investments in companies including Looker, Flexport, LendingHome, Bright and buddy build.
Our directors continue to help us push the envelope and think big.
Charles Moldow Foundation Capital
Charles led the Series-A round of financing that launched LendingHome and has leveraged his deep expertise in marketplace lending to help the company every step of the way. He joined Foundation Capital in 2005 and, prior to that, he was part of two teams that successfully built companies from early start-ups through greater than $100 million in sales and exits near or above $1 billion. Charles has made fourteen successful investments since joining Foundation, of which two, LendingClub and On Deck Capital, have IPOs. They also include PowerSet (acquired by Microsoft); Xoopit (acquired by Yahoo!); Adwhirl (acquired by Google); Weblistic (acquired by Spot Runner). Charles works closely with his current portfolio, which includes AdRoll, auxmoney, BTCJam, DogVacay, Finxera, LendingHome, Motif Investing, and Refresh.
Meyer Malka Ribbit Capital
Meyer “Micky” Malka led the Series-B round of financing that took LendingHome to the next level. As a critical member of the board he enhances the company's focus on culture, customer, infrastructure, and brand to ensure LendingHome is really building something special. He is the founder of Ribbit Capital and has been an investor and serial entreprenuer for two decades, starting the Heptagon Group at the age of 19. Micky intends to use Ribbit as an agent for change in the ossified and slow-to-change financial services category. The combination of Micky’s deep understanding of the financial services sector, the technologies that drive it, and the access to capital that Ribbit offers are providing global entrepreneurs with the access and know-how required to create the transformative businesses of the future.
Joseph Chen Renren, Inc.
Joe led the Series-C round of financing that propelled LendingHome forward as one of the leading online lenders in the world and shapes the company's strategy around growth and scale. He is the founder of Renren and has also served as the Chairman of the Renren Board of Directors and Chief Executive Officer of the company since inception. Prior to founding Renren, Joe was the Co-Founder, Chairman, and Chief Executive Officer of ChinaRen.com, a first-generation SNS in China and one of China’s most visited websites in 1999. He served as Senior Vice President of Sohu.com after ChinaRen.com was acquired by Sohu in 2000. Mr. Chen holds a BA in Physics from the University of Delaware, a Master’s degree in engineering from the Massachusetts Institute of Technology, and an MBA from Stanford University.
Lev Khasis Sberbank
Lev joined LendingHome in early 2017 as an Independent Board Director to further bolster the company's financial, operational, and strategic excellence. The scale and scope of his past roles and accomplishments make him a unique asset and mentor to the company's entire leadership team. Currently Lev serves as the COO of Sberbank, the largest and most transformed financial group in Central and Eastern Europe. Prior to Sberbank, Lev was the CLO and later the CEO of New Formats of Walmart stores in the US, and also served as Vice Chairman of the board of Jet.com in the US where he was instrumental in their acquisition by Walmart. His experience spans products, customer service, operations, digital technology, and strategy.
James Herbert Co-founder
LendingHome is James’ third real estate start-up. He founded a residential real estate private equity fund and Colony American Homes. James was previously a VP at Colony Capital and VP in Investment Banking at Morgan Stanley. He holds a BA in Economics and an MBA from Stanford University.