How it Works

We’ll keep the process simple and streamlined every step of the way.

From pre-approval to closing, it’s never been easier.

one

Select your rate

Start by answering some questions about yourself and the property you are looking to fund. Based upon this initial information, our system will provide you with a couple of loan scenarios that you already pre-qualify for, giving you that quick yes or no answer you need to move forward on the deal.

Get Rate
two

Submit your project

Once you've chosen the loan scenario that makes the most sense for your deal, you’ll pay the $199 application fee, which will kickstart your loan process.

Past Projects
three

Complete your application

Next, you'll start uploading your documents. We'll need some personal items (like bank statements, a list of your past projects, etc.), but mainly documents relating to the property such as the Purchase Contract, hazard/flood insurance information, and Escrow/Title information.

Document Application
four

Close your deal

Prior to closing, we may ask you a few questions about your loan file to ensure that this final step is as smooth and swift as possible. Once you get the keys you can begin construction, taking out draws as you go to cover your costs on completed projects.

Reliable

To finance your deal, here are a few things that you’ll need:

Document Bank
Bank Statements
Bank Statements
Statements from the last few months should show you can cover down payment and closing costs.
Document Sign
Purchase Contract
Purchase Contract
The agreement states the final sale price and terms of the purchase.
Past Projects
List of Past Projects
List of Past Projects
This should detail all of the previous fix and flip projects you’ve done.
Document Home
Property Documentation
Property Documentation
This is all of the information you have about your property.
Application Fee
Application Fee
Application Fee
The $350 application fee covers third party costs incurred in underwriting your loan.
Messages
Answers to Basic Questions
Answers to Basic Questions
You’ll answer questions about yourself and the property you’re buying.
Money
Upfront Costs Like Down Payment
Upfront Costs Like Down Payment
LendingHome will hold back your rehab funds until after the renovations are completed.

With LendingHome, "hard money" isn't what it sounds.

No paperwork. No fax machines.
Upload all of your documents to your online dashboard with just the click of a button (or the drag of your mouse).
No guessing.
Your customized dashboard will always tell you where you stand with your loan.
No runaround.
Your dedicated team of loan specialists will always know who you are and will be there for you when you need them via phone, text, chat, or email.
With LendingHome, get more deals done. Easier.