We’ll keep the process simple and streamlined every step of the way.
Get your home mortgage with LendingHome
Get your rate
Start by answering a few questions about the type of home you're looking for, your income, your estimated credit score (don't worry, we don't actually pull your credit), and your plans for your down payment. Our technology will help you identify the right loan and sample rate for your situation.
Our technology will start by uploading some of the required documents for you, saving you time and energy. The rest can easily be uploaded into your personalized dashboard with just the click of a button. We'll need things like your income verification, assets, debt expenses, and employment history. You'll also be able to revisit your loan program and rate selection— don’t worry, you aren't locked in just yet!
Get your loan terms
Next, you'll upload documents about your property like Homeowners insurance, title information, and your Purchase Contract. After you pay for your appraisal and confirm your close date, we'll give you the terms of your loan and a breakdown of all of the costs associated. Then we will finalize your interest rate.
Get your keys
...and start planning your housewarming party. Prior to closing, we may ask you a few questions about your loan file to ensure that this final step is as smooth and swift as possible. This also helps us ensure that you're getting the best loan possible (what can we say, we like perfection).