How it Works

We’ll keep the process simple and streamlined every step of the way.

Get your home mortgage with LendingHome


Get your rate

Start by answering a few questions about the type of home you're looking for, your income, your estimated credit score (don't worry, we don't actually pull your credit), and your plans for your down payment. Our technology will help you identify the right loan and sample rate for your situation.

Get Rate

Get pre-approved

Our technology will start by uploading some of the required documents for you, saving you time and energy. The rest can easily be uploaded into your personalized dashboard with just the click of a button. We'll need things like your income verification, assets, debt expenses, and employment history. You'll also be able to revisit your loan program and rate selection— don’t worry, you aren't locked in just yet!


Get your loan terms

Next, you'll upload documents about your property like Homeowners insurance, title information, and your Purchase Contract. After you pay for your appraisal and confirm your close date, we'll give you the terms of your loan and a breakdown of all of the costs associated. Then we will finalize your interest rate.

Document Resources Multi

Get your keys

...and start planning your housewarming party. Prior to closing, we may ask you a few questions about your loan file to ensure that this final step is as smooth and swift as possible. This also helps us ensure that you're getting the best loan possible (what can we say, we like perfection).


To buy a home, here are a few things that you’ll need:

Document Bank
Bank Statements
Bank Statements
Statements from the last few months should show you can cover down payment and closing costs.
Document Assets
Asset Documentation
Asset Documentation
This include things like retirement account documentation and investment statements.
Document IRS
Income Documentation
Income Documentation
This includes W-2s, paystubs or self-employment documents.
Document Sign
Purchase Contract
Purchase Contract
The agreement states the final sale price and terms of the purchase.
Document Resources Multi
Additional Documentation
Additional Documentation
This may include things like homeowners insurance or documents specific to your situation.
Piggy Bank
Money for your appraisal
Money for your appraisal
This covers the cost of getting an official valuation of your new home.
Answers to Basic Questions
Answers to Basic Questions
You’ll answer questions about yourself and the home you’re buying.
Upfront Costs
Upfront Costs
These funds cover things like title insurance and inspection fees.

With LendingHome, you don't have to do it the traditional way.

No fax machines. Yep, zero.
Upload all of your documents to your online dashboard with just the click of a button (or the drag of your mouse).
No hunting for documents.
Where we can, we will integrate directly with your accounts to pull specific documents for you.
No telephone tag. No voicemails.
We won't force you to talk to someone unless you want to. Instead, you can email your way through your loan process.
No questions.
Your customized dashboard will always tell you where you stand with your loan.
No back and forth.
Customize your pre-approval letter yourself as many times as you need to ensure you get the best price on your new home.
With LendingHome, you're in control.