How it Works

We’ll keep the process simple and streamlined every step of the way.

Competitive rates and exclusive deals as a preferred broker

one

Price your client's deal

Start by answering some questions about your borrower and the property they are looking to fund. Based upon this initial information, our system will provide you with a couple of loan scenarios that your client already pre-qualifies for, giving you that quick yes or no answer you need in order to get back to them.

Application Fee
two

Start the loan process

Once you've chosen the loan scenario that makes the most sense for the deal, you’ll pay the $350 application fee to submit the loan, which will kickstart your borrower's loan process.

Transparent
three

Complete your client's application

Next, you'll start uploading documents. We'll need some personal items from your borrower (like bank statements, a list of their past projects, etc.), but mainly documents relating to the property such as the Purchase Contract, hazard/flood insurance information, and Escrow/Title information.

Document Application
four

Close the deal

Prior to closing, we may ask you a few questions about the loan file to ensure that this final step is as smooth and swift as possible. Once your borrower gets the keys they can begin construction, taking out draws as they go to cover their costs on completed projects.

Reliable
five

Get paid

You can take your broker fee as soon as we get the loan closed. It's that easy.

Money

To finance your client’s deal, here are a few things that you’ll need:

Document Bank
Bank Statements
Bank Statements
Statements from the last few months should show your client can cover down payment and closing costs.
Document Sign
Purchase Contract
Purchase Contract
The agreement states the final sale price and terms of the purchase.
Past Projects
List of Past Projects
List of Past Projects
This should detail all of the previous fix and flip projects your client has done.
Document Home
Property Documentation
Property Documentation
This is all of the information you have about your client’s property.
Application Fee
Application Fee
Application Fee
Our $350 application fee covers initial processing costs.
Messages
Answers to Basic Questions
Answers to Basic Questions
You’ll answer questions about your client and the home that’s being purchased.
Money
Upfront Costs
Upfront Costs
You'll need some cash on hand to pay for your appraisal, down payment, and initial rehab expenses.

With LendingHome, "hard money" isn't what it sounds.

No paperwork. No fax machines.
Upload all of your documents to your online dashboard with just the click of a button (or the drag of your mouse).
No guessing.
Your customized dashboard will always tell you where you stand with your loan.
No runaround.
Your dedicated team of loan specialists will always know who you are and will be there for you when you need them via phone, text or email.